Taking A Vacation Can Do Wonders For You And Your Family

Taking a vacation can do wonders for you and your family. In addition to this, a quick getaway can give you a much-needed break from the demands of work and school, a vacation can be a special chance for the members of your family to bond together. Taking a vacation can also give you the opportunity to spend quality time with your children while also letting them explore a new world. Traveling with children, however, can kind of be like taking a herd of wild goats to eat, difficult even at the best of times. Whether they’re your own or someone else’s, factoring your family’s need into your travel involves a lot more than sticking a CD in the radio and expecting everyone to be silent. That’s why it’s important for parents’ to plan ahead†¦show more content†¦For most of the 20th century, however, the Monument was very simple, consisting of three steps up to a concrete pad, with a few posts and highway guard rails surrounding it. The Monument received a makeover in 1992 and now includes a flat slab of granite embedded with an aluminum bronze marker, as well as surrounding states flags and state seals. Getting to the Monument: If you’re arriving by car or RV, the landmark is approximately 45 minutes from Cortez via U.S. highway, 160; the drive from Denver to Cortez is roughly seven hours on U.S. highways 285 and 160. There are a number of small towns in the area surrounding the Monument. Visits to Four Corners that include stops at Monument Valley Navajo Tribal Park, Natural Bridges National Monument, Lake Powell, and there’s even restaurants near the area. Monument Valley, and Mexican Hat are also other popular locations nearby. Expect to wait your turn: Almost everyone who visits The Four Corner Monument wants to take a picture of themselves standing in all four states at once. Visitors, for the most part, are considerate and typically try not to take too much time when visiting the location. This helps make the line move faster for those interested in taking pictures. I was able to visit one late afternoon during the summer, and I was surprised to see how many vehicles were out there considering how remote thisShow MoreRelatedSpeech to Persuade for Travel Essay1143 Words   |  5 PagesPlanning Your Vacation INTRODUCTION Imagine getting away from the monotony of your everyday life. You can lie on the beach sipping a cool drink miles away from your worries of getting a paper done or helping a customer at work. You can be on top of a mountain overlooking beautiful lands that are different from your own backyard. Half of the class has taken a vacation less than five times in their lifetimes, but let’s face that most of those probably included those little family vacations to DisneylandRead MoreEssay on Should Summer Break Be Changed or Banished?1389 Words   |  6 PagesBanished?† Do you ever get stressed over work from school or your job? 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Personal Statement Personal And Professional Goals

Personal / Professional Goals I completed my BS in Human Services in March 2015. Since that time, I have been researching many colleges fluctuating between the MSW, MFT and Mental Health Counseling degrees. I consider my graduate school decision to be a positive life-altering decision requiring much thought, and research. After an extensive amount of research, and phone conversations, I have decided to pursue a Masters in Marriage Family, and Counseling Therapy. There are several reasons why I am interested in attending Walden. I like the fact that the Marriage and Family Therapy program courses are taught by faculty members who are scholar-practitioners. I believe the faculty member’s experience will enhance my learning experience. My undergrad was taught by professors employed in the field of social work, in various positions. It was beneficial for a student to have access to their knowledge and hands-on experience. 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Agile Project And Methodologies Samples †MyAssignmenthelp.com

Question: Discuss about the Agile Project And Methodologies. Answer: Story point estimates the time and effort that is involved with doing something. Story points are mainly used in agile methodologies. This is because an agile project consists of different complex phases that need a proper planning to be executed flawlessly, and hence the story points come into play. It is not generally used in traditional waterfall model, as the complexity level of such projects is generally low. However, talking about the stakeholders engagement with the project, it is equally important in the traditional approach as well. Therefore, it can be said that usage of story points in traditional approach may not be impractical, but unnecessary. In agile methodology, the entire project estimation is not done in the beginning of the project as it is done in traditional waterfall approach. Since there is no scope of improvement of the project in traditional model after the beginning of project execution, the concept of story points does not hold true in this case. However, in scrumfall or water-scrum-fall, which is a combination of agile and waterfall methodologies, the concept of story point is most widely used in order to plan and implement the quarterly release in an effective way. Although the requirements and scope of the project remains unchanged in this approach like waterfall model, story points can improve the project management process in water-scrum-fall projects. Therefore, the concept of story points in traditional model is not very absurd if used in a strategic manner.

The Article, Love the Right Chemistry Essay Example

The Article, Love: the Right Chemistry Paper The Right Chemistry, Outfoxes mainly talks about love related to chemistry. The fact that human species, considered as sexual organs, possess own characteristics contributes to each Individual with a unique attraction. The term love has created the new way of making It ? a sexual relationship. Also. The concept of love nowadays seemingly depends on an individuals appearance. According to the author, romance is an essential element that leads men and women to long-term relationship: however, the idea that true love remains forever seems to fade out gradually. To exemplify, the author quotes Fisher as saying that each would find a new partner in four years, which reflects in todays divorce rate. In short, romantic love is not everlasting. Furthermore, PEA, stands for phenylalanine, is increased in the early of passionate romantic love; the body builds up rapidly as long as we are needed. Essentially, it is a natural amphetamine that stimulates and increases both physical and emotional energy. The attraction causes people to produce more PEA, which results in those dizzying feelings associated with romantic love. However, the amount that our body produces PEA is exclusive in two or three years. Moreover, each person has a unique subliminal guide to the ideal partner so-called a love map, so a man and woman can not fall in love with two people at the same time. Through the article, I assume the contrast between passionate and compassionate love. We will write a custom essay sample on The Article, Love: the Right Chemistry specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Article, Love: the Right Chemistry specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Article, Love: the Right Chemistry specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The author quotes Mark and Walsh as saying that early love is based on when you love the way the other person makes you feel, while mature love depends on when you love the way the other person is. I obviously do not see what Is deferent, and It gives me such an aftereffect to think whether I am still immature. Also, one word that comes up most often about love Is chemistry, which conjures up a powerful feeling and images for anyone seeking a love relationship. Therefore, I also claim that the chemical Increases a desire to be physically close and Intimately connected. In act, physical attraction generally begins during the first connection, but It does not pass as one person moves Into a deeper connection. The Idea that men look for maximal fertility a sexual relationship, whereas women seek for security, resources, status, and willingness to father children Is definitely reasonable: men easily fall In love quite rapidly. Nowadays, even In Korea most women put more emphasis on the ability that reflects how much he can supply resources rather than appearance. The question I have while reading the article is whether it is right to say a man ND woman fall in love with one person rather than two or more. Because we sometimes approach a special person, considered as an Inconstant lover, loves more than one person at the same time, it is hardly to say the idea of Walsh. Also, I expected that the author would give us her own experience on love compared to perspectives of experts; however, the author Just analyzes love based on the scientific point of view, and she does not conclude chemicals can explain why people are initially attracted each other.

Price Discrimination in Health Care Essays

Price Discrimination in Health Care Essays Price Discrimination in Health Care Paper Price Discrimination in Health Care Paper Abstract The price of health care can vary dramatically depending on insurance coverage, and whether the care received was in network, out of network, government funded, or self-pay (Miller, 2012). Price discrimination is used by many industries such as airlines, hotels, and grocery stores with rewards for frequent users, or higher price for convenience or last minute reservations (Tiemstra, 2006). However, efficiency and fairness demand that new ways should be found to avoid price discrimination in health care in order to ensure patients equal access to care and economic justice. Uninsured or self-pay patients should not be charged rates significantly higher than those with Medicare, Medicaid, or insurance. Prices for health care should also be more transparent to allow patients to accurately shop for best prices and values in health care. Imagine a system in which you go to the grocery store and are told that the price you must pay for your groceries is dependent on whether you have a job, and if you have a job the price is dependent on where you work. If you are work for a certain employer the price you will pay is near wholesale, for another retail, another twenty to thirty percent more, and if self-employed or unemployed you must pay a price three to four times higher for these groceries. Unfortunately this is the way our current health system works. Most hospitals charge those without insurance three to four times the price of that paid by those with insurance or government coverage such as Medicare or Medicaid. New ways should be found to avoid price discrimination in health care in order to ensure patients equal access to care and economic justice. Uninsured or self-pay patients should not be charged rates significantly higher than those with Medicare, Medicaid, or insurance. Prices for health care should also be more transparent to allow patients to accurately shop for best prices and values in health care. Price discrimination Price discrimination is the practice of charging different customers different prices for the same product or service. While price discrimination is not necessarily unethical, the price should have commensurate value for the price charged. If this condition is met price discrimination is not necessarily wrong. It can be considered ethical for one to be given a better deal than another. However, if it is used to take advantage of those with a special need or the ignorance of customers it may be unethical. Under the Robinson-Patman Act 1936 it is unlawful when it substantially lessons competition or tends to create a monopoly. This has been cited in numerous lawsuits against hospitals and HMO’s. Because an uninsured person has limited resources to contest hospital rates class action attorneys have tried to obtain class action status for clients with limited success (Anderson, 2007). Many industries and firms utilize price discrimination because it can have a huge impact on company profits. It is much easier today because of improvements in technology to separate patients by demographic information to maximize the amount they are willing or able to pay (Elegido, 2009). Price discrimination is an attempt to get each consumer to pay for the product the highest price he is willing to pay. Price discrimination is common in industries that have high fixed costs and low marginal costs. Setting prices at the level of marginal costs would make it difficult to recover original investment costs. In order for price discrimination to occur there are several conditions that must exist. The producer must have information about what the maximum price of each group of consumers are or have reliable indicators of such. This information is obtained through prices for services set by government diagnosis related groupings for payment that set a near minimum price. The hospital then establishes a charge-master file that is several times more for each item. This may be updated several times a year and is not published for the public. There must not be significant competition from rival firms. For many consumers there are not multiple options for hospital care resulting in limited competition that might lesson cost. Arbitrage must not be possible. The buyer cannot resell the product for a higher price to others (Elegido, 2009). The uninsured or self-pay patient In a study published as a Web Exclusive by the journal Health Affairs, it was determined that approximately half of U. S. bankruptcies, were reportedly attributable to illness or medical bills (Anderson, 2007). It is estimated that three-fourths of these individuals were covered by insurance when they got sick. However, skimpier policies, rising health care costs, and the cancellation of coverage when illness results in job loss have increased the financial risk for those with insurance as well as the uninsured. When patients lose their insurance due to inability to work they become vulnerable to higher self-pay prices. While there are many uninsured that are unable or won’t pay their bills, hospitals pursue those that don’t pay with aggressive collections activities. Price discrimination in health care Hospitals do not charge every patient the same price. Uninsured and self-pay patients are often charged two and one half to four times as much for the same care as those covered by insurance or government plans such as Medicare or Medicaid. This gap has grown substantially since the mid 1980’s (Anderson, 2007). Patients that are uninsured or self-pay are often presented with bills that reflect full charges derived from the hospital’s charge-master file. There are five categories of patients that routinely receive undiscounted bills based on charge-master files created by each hospital. These include those that are international visitors, those that are uninsured, people covered by automobile insurers, people covered by workman’s compensation plans, and those covered by health plans that are lacking contracts with the hospital such as individuals that utilize health care savings accounts or are out of network. Equals should be treated equally in order to satisfy justice and should appropriately balance the gains of trade between buyer and seller with neither side having disproportionate power over the other (Tiemstra, 2006). If prices are directly related to costs and equal for all, the allocation of resources will be more efficient. The ratio of charges to costs measures the relationship between actual charges for services and Medicare allowable charges. In 2004 this ratio for U. S. hospitals was 3. 7 meaning that for every $100 in Medicare charges the average charge was $307. There is considerable variation in hospital charges depending on the type of hospital and the setting, rural or urban. The gross to net revenues overall averaged 2. 57 meaning that collected from all payers, for each $100 collected the initial charge was $257. Since 1984 the charge to cost ratio has increased from 1. 35 to 3. 07 and the gross to net revenues from 1. 25 to 2. 57 in 2004 (Anderson, 2007). Hospital charges have increased faster than costs. Increased charges have not been shown to significantly increase revenues however because as charges rise insurers negotiate for larger discounts and only self-pay patients are expected to pay these higher charges (Anderson, 2007). In Pennsylvania, hospitals collect only about one fourth of what they charge. These discounts are reflected on explanation of benefits forms from insurers. The only ones expected to pay the full charges are often those least able to pay them (Miller, 2012). There is evidence that discounts and price discrimination are making health care less affordable because fixed prices, discounts, and variable reimbursement systems distort normal marketplace competition. Patients and business are the losers as hospitals and health plans try to get bigger to â€Å"win† price negotiation. Insurance is discounted from the standard billed charge, Medicare and Medicaid pay flat rates and those without medical insurance pay the highest charges. When money spent is from somewhere else such as insurance or government coverage there is no incentive for hospitals or patients to control costs and may result in unnecessary medical costs for unneeded tests and procedures when insurance deductibles are met (Lilly, 2011). Cost shifting Cost shift policies in hospitals have resulted in shifting of costs to private patients due to inadequate payments from state and federal government plans such as Medicare and Medicaid. Cost shifting is also use to cover bad debts of unpaid hospital bills. Cost shifting acts like a tax on the costs of private pay patients. The burden of cost shifting falls on non-Medicare and non-Medicaid households in proportion to the sum of their out of pocket expenses and hospital premiums. The government does not assume costs of serving people that are ineligible for government programs but that are unable to pay their bills. They also do not cover common costs for research and teaching. Private pay patients subsidize public program beneficiaries through cost shifting. Because Medicare and Medicaid patients utilize socially valuable resources these costs must be borne by society. These costs may be covered implicitly through cost shifting by price discrimination or explicitly when government taxes are used to finance the full cost (Meyer Johnson, 1983). Hospitals obtain what revenues they can from insurers and those over whom they have little control such as Medicare and Medicaid. They then demand as much as possible from those over whom they have the most leverage. Over fifty percent of health care costs are paid by state and federal governments. This system results in lower incentives to be more efficient and contain costs. Charges for self-pay and uninsured patients are inflated to compensate for discounts given to insurers and low reimbursement rates of Medicare and Medicaid. Public program beneficiaries are subsidized by private pay patients (Lilly, 2011). Recommendations The commercial health industry has called for equitable payment rules for all patients including mandatory rate setting or doing away with rates by diagnosis and cost shifting in favor of transparency and the same rate no matter the payer source. One regulatory approach might be to have the government regulate prices so hospitals cannot charge more based on their type of insurance coverage. Maryland has done this and their hospital costs are lower than other states. However the regulation of prices removes incentives for hospitals to look for innovations to deliver care in a more cost effective way. Another option would be to establish maximum rates that can be charged to all payers for medical care. This may be set by the hospital voluntarily, be set by legislation, or have the rate determined by courts. A single rate would also decrease administrative and collection costs associated with multiple charge rates by payer type. Price transparency has been suggested as a tool to allow patients to comparison shop. Hospitals may increase transparency by limiting the price that can be charged above the Medicare rate. Hospitals could advertise their charge as being a certain percentage above the Medicare rate for comparison. Another approach would be systemic changes that let hospitals charge patients any price but all must be charged the same and prices must be made public. Instead of being restricted to in-network providers, patients could go anywhere but be able to make choices based on quality of care and pricing. Greater transparency in pricing and an ability to make informed decisions based on quality of care and price may allow patients to choose those hospitals that give quality care at lower costs. Transparency in pricing would encourage people to economize on the use of routine health services. These changes would make consumers more aware of and accountable for health decisions based on choice, limits, and patient responsibility (Miller, 2012). Health care reform is necessary and decreasing the use of price discrimination in health care pricing is just one component of those needed. Though the Affordable Care Act 2010 may increase the number of patients with insurance there still will be those that are uninsured. Price discrimination in health care should not be allowed. No patient should be charged more than another for the same service based solely on their payer source. References Anderson, G. F. (n. d. ). From soak the rich to soak the poor: Recent trends in hospital pricing. Health Affairs, 26(3), 780-789. Elegido, J. (2009). The ethics of price discrimination. In 2009 BEN-Africa Annual Conference (pp. 1-19). Accra, Ghana: GIMPA. Retrieved April 21, 2012, from benafrica. org/downloads/Elegido,%20Juan. pdf Geyman, M. D. , J. , Fegan M. D. , C. , Skala, N. (2005, February 2). Bankruptcy Study Highlights Need For National Health Insurance. Http://www. pnhp. org/facts/bankruptcy_study. php. Retrieved April 21, 2012, from pnhp. org/news/2005/february/bankruptcy_study_hig. php Lilly, J. (2011, June 16). Medicare reform; Its the price-fixing, stupid. Www. Americanthinker. com. Retrieved April 7, 2012, from www. americanthinker. com/articles Meyer, J. A. , Bruce, W. R. (1983). Cost shifting in health care: An economic analysis. Health Affairs, 2(2), 20-35. Miller, H. D. (2012, March 04). Price discrimination in health care. : Price Discrimination in Health Care. Retrieved May 04, 2012, from pittsburghfuture. blogspot. com/2012/03/price-discrimination-in-health-care. html

Dispute Resolution Process Paper Essay Example | Topics and Well Written Essays - 750 words

Dispute Resolution Process Paper - Essay Example Presently, the dispute resolution process in my organization is largely guided by the conditions as mentioned in the appointment letters or contracts as devised and executed by the company’s top brass managers. The process is modeled in a top down fashion, where in the case of a dispute issues are resolved professionally on the basis of the hierarchic positions of the disputing individuals. Such a dispute resolution paradigm can, thus, be identified as a human resource management based organized process guided in the conventional lines of conflict management. In a more complicated conflict situation, the company prefers to act along the â€Å"Dunlopian integrated system† (Colvin 2012, p. 459) of dispute resolution. Suggestible Alternative Dispute Resolution Approaches Alternative dispute resolution processes that can be suggested in this context involve essentially individualized considerations and concepts. As a whole, the current dispute resolution system of my organi zation is based on older concepts of industrial relations. But in the 21st century, individualized labor management appears to be more practical and potentially productive. At the first place, information and communication technology (ICT) has revolutionized present day workplace. Now there is a lot more scope of one to one interactions between peers. Also, superiors can interact with their subordinates on an individual basis with the help of techniques like social networking, online chatting, etc. Brett et al (2007) have explained the importance and inevitability of the utilization of ICT methods for resolving disputes and facilitating the dialogue in case there is a conflict. Further in my personal opinion, I believe that a policy of talking to the other party first can settle disputes before they surface. According to Colvin (2012), the new labor management conception in the USA is a lot more individualized. As such, emotional quotient and soft skills too can be highly fruitful a nd can help us before disputes reach serious dimensions. In the case of a conflict, if everyone is groomed to be good listeners beforehand, then we, the employees, can start a dialogue process on our own without an actual intervention of the higher management. Recommended Areas of Improvement There are two main recommended areas of improvement. Firstly, I think that my organization should now implement available ICT techniques more seriously with the specific consideration to the issues as related to the greater dispute resolution paradigm. For example, if the higher managers give at least a weekly feedback to their subordinates in a regular and periodic manner, then the subordinate staff can have a better understanding of both the good and bad things they do. And to facilitate such a kind of ICT powered individualized process of a periodic communication; we can induct ideas from the work of the scholars like Brett et al (2007). Secondly, the higher management should now consider ar ranging training sessions for the staff. All the staff must be given classroom lessons in soft skills at least once in a fortnight. In the view of the new labor management paradigm that gives an excessive importance to one to contact and dialogue, an increasing emotional quotient is critical and special soft skills training for all the staff of different departments can be rewarding. Another important aspect of necessary dispute resolution techniques might involve contract management set along strictly legal lines. My organization has set up contractual agreements with several workers. So, particularly in case of employment conflicts and confusions, the actual contract documents can be referred to. Scholars like Faems et al (2008) have given contextual suggestions

Simplifying Expressions Speech or Presentation Example | Topics and Well Written Essays - 500 words

Simplifying Expressions - Speech or Presentation Example Expressions are solved by moving terms around, combining like terms, applying the real numbers’ properties. There are several ways in which the properties of real numbers help in the simplification of the algebraic expressions. For instance, the distributive property of real numbers is applied to multiply the terms inside the parenthesis with the real numbers outside them which results into the parenthesis removal. Likewise, terms are moved to different places in the expressions with the help of the commulative property of real numbers. Concluding, we have to deal with real numbers in everyday life as the principles discussed in this assignment have application in matters as simple as totaling the price of items bought at a grocery store for the bill to as complex matters as engineering designs and calculations. In all the cases, expressions are solved using the same distributive and commulative properties of real numbers that have been discussed. Hence, knowledge of the principles of real numbers is essential to achieve accurate results in mathematics including